Logan Mediation

Having litigated mortgage banking matters for more than twenty years, I have comprehensive knowledge of the mortgage lending business, including:

• Different types of loans, including fixed, adjustable rate mortgages, option ARM’s, the sub prime market, jumbo and government loans
• Mortgage lender licensing laws
• Truth in Lending (TILA), the Real Estate Settlement Procedures Act (RESPA) and other laws that govern the mortgage lending business
• Mortgage brokerage
• Loan originations
• Warehouse lines of credit
• Loan closings through real estate escrows
• Lender’s and buyer’s title insurance policies
• The mortgage secondary market
• Purchases and sales of servicing rights
• Points and yield spread premiums
• Loan servicing
• Loan impound accounts, including escrow account analyses
• Homeowners insurance, including force placed insurance
• Defaults
• Forbearance agreements
• Loan modifications
• Short sales
• Deeds in lieu of foreclosure
• Foreclosures, including: reinstatement rights, trashouts and curing wrongful foreclosures, whether the property is bought in by the lender on a credit bid or goes to a third party.
• REO, including sales out of REO

Again, I can bring this experience and knowledge to bear in mediating virtually every kind of loan level dispute, including claims for breach of loan commitment, fraud by the borrower, fraud by the mortgage broker on the borrower and/or the lender, fraud by the lender, discrimination based on race and gender, breach of forbearance agreements, wrongful foreclosures and fraudulent sales of properties out of REO.